Achieve your
saving goals.

Stash your cash with automated budgeting and achieve your short-term savings goals sooner.

Get the app

Make sense of every dollar.

Stash Jars

Easily put away money for your short-term savings goals.

Rainy Day Jar

Be prepared for life's unexpected with an emergency saving fund.

Automated Saving

Every payday we help you get one step closer to your saving goals.

Smart investing

Reach your long-term goals faster with investment Portfolio Jars.

Save
smarter

Your money on Autopilot.

Get the app

Whether you stash your cash for tomorrow or grow it with your future in mind. We make savings a priority every payday to help you set in place good habits. Budgeting has never been easier.

Autopilot off

Automate

Auto-stash your cash.

Automate your savings with Autopilot. We’ve created technology which will optimise your savings around the clock. Every payday money comes in, Autopilot then splits your money out across your Jars. Let our technology do the hard work for you!

Stash Jars

Reach your goals faster.

Set up individual Stash or Invest Jars for different financial goals and set aside money every payday into those jars and track your progress.

Jars are completely separate from your checking account. Stopping you from digging into your savings!

Savings tracker

Sit back and watch it grow.

Reaching your savings goals is important to us. Jars lets you set a target of how much you want to save and by when.

Rainy Day Jar

Be prepared for whatever life brings.

If 2020 taught us anything, it’s to expect the unexpected. Douugh makes putting money away for an emergency a priority, so you’re always ready for life’s curveballs.

We’ll set up your Emergency Jar on day 1, with a built-in goal to help you stash away $1,000. Helping you to get ahead!

Access to fee-free cash withdrawals at 37,000+ MoneyPass ATMs.

Spend with confidence everywhere Mastercard® Debit is accepted.

Connect to Apple Wallet, Google Pay, Samsung Pay, PayPal, and Venmo.

Your bank deposits are FDIC insured up to $250,000.*

Your money is safe and secure.

  • All deposits are insured up to $250,000 through our partner Choice Bank, Member FDIC. We use 256-bit AES encryption to ensure your money is always safe.

  • You can lock/unlock your card, report it lost or stolen and change your PIN all within the app.

Learn more

How do you like them apples?

This is how Douugh performs against the traditional banks.

Traditional Banks
Checking account with Apple Pay & Google Pay
Transaction alerts
Detailed spend analytics
Minimum opening deposit $25 - $50¹
Automated money management
Savings & Wealth Jars
Automated saving goals
Separate account & virtual card to manage your bills
Advanced budgeting

What our members
say about us

Don’t just take our word for it

Have any questions?

Why do you need my Social Security Number?

Douugh is required to collect specific information from you in order to verify your identity and ultimately set up a Checking Account for you. Douugh needs to comply with regulatory requirements from The Financial Crimes Enforcement Network to prevent fraud.

Please be assured that Douugh takes the security of your personal information very seriously. We use the latest encryption technology to keep your information safe.

Is Douugh safe?

Yes, Douugh is extremely safe and secure. We use state-of-the-art security measures. Your personal information is anonymized, encrypted, and securely stored.

All the funds in your account with Douugh are held by our partner bank, Choice Financial, Members FDIC. They’re insured to at least the FDIC maximum, which is currently $250,000.

Is Douugh a bank?

Not exactly. We are a tech company, not a bank!

We are proud to say we are a technology company, pioneering a new business model focused on helping our customers live financially healthier lives, not getting them into more debt.

Our banking services and Douugh Mastercard® debit cards are provided by our amazing partner bank, Choice Financial Group. Choice is a member of the FDIC and insures your deposits up to at least $250,000.

At Douugh, we are changing your relationship with money for the better and helping you create healthier habits. Douugh shows you how you’re spending and where to cut back, making sure you’re always in control, living within your means, and saving for the future.

We're all about you (hence the extra 'U' in Douugh - corny right?). We want our community of awesome users to better themselves every week, month, and year - so you can live and enjoy the now and let us worry about the rest!

See all FAQs

News & Guides

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Money Management

Here’s why having a Rainy Day Fund is so important!

Money Management

How to Know When to Spend and When to Save - COVID edition!

Money Management

Choosing the right budgeting plan for you

Sign up today in
under 2 minutes.

  1. Download the app
  2. Complete sign up
  3. Start living financially healthier!

Free for the first 28 days, then just $4.99/month.
All our features are bundled into one simple, transparent monthly financial fitness membership designed to help you better manage and grow your money.