A checking account to manage your everyday spending.
A dedicated Jar to view, manage and pay all your expenses.
Instant transaction alerts to keep you on track.
Every payday we automatically organize your salary for you.
Spending smarter and keeping track of your spending is now easier than ever! Having your money organized and being in control will help you to reach your goals sooner.
If 2020 taught us anything, it’s to expect the unexpected. Autopilot automatically organizes your salary into your bills, everyday spending and savings goals. Rest easy knowing your financial future is in good hands.
Spend with confidence thanks to your Spending Jar - a Jar for day to day life. Set spending limits, view transaction categories, and monitor how you’re tracking.
Stay one step ahead with a Jar solely for your bills and subscriptions. View, manage and pay all your expenses from the one place - no more late fees, missed payments or accidentally digging into your savings.
Reach your goals sooner by staying informed, motivated and in control of your spending. Get notified on income, transaction and spending activity.
Access to fee-free cash withdrawals at 37,000+ MoneyPass ATMs.
Spend with confidence everywhere Mastercard® Debit is accepted.
Connect to Apple Wallet, Google Pay, Samsung Pay, PayPal, and Venmo.
Your bank deposits are FDIC insured up to $250,000.*
All deposits are insured up to $250,000 through our partner Choice Bank, Member FDIC. We use 256-bit AES encryption to ensure your money is always safe.
You can lock/unlock your card, report it lost or stolen and change your PIN all within the app.
This is how Douugh performs against the traditional banks.
|Checking account with Apple Pay|
|Detailed spend analytics|
|Minimum opening deposit||$0||$25 - $50¹|
|Automated money management|
|Savings & wealth jar|
|Separate account & virtual card to manage your bills|
Don’t just take our word for it
Farid, New York
Douugh helped me to figure out where I was going wrong in my spending habits. I've now managed to save up more this year than ever before.
Dominic, San Francisco
“Amazing app! Has really helped me get organized with my money, allowing me to spend within my limits, set savings goals and track my bills. I also really like how they’ve helped me prioritize saving up for a rainy day. Really looking forward to when they introduce investing.”
Anthony, New York
Love the app! Very modern and its helping a lot with my finances. Customer service is always great and caring as well
F. Petrone, Los Angeles
Amazing app! Has really help me get organized with my money, allowing me to spend within my limits, set savings goals and track my bills. I also really like how they help me prioritize saving up for a rainy day. Really looking forward to when they introduce investing.
The app is designed well, simple & elegant, consists of helpful budgeting tools that allows you to divvy up your money for bills or savings (called Jars), or whatever have you. Can even assign a separate / virtual card to your bills jar, which is cool. The customer service team is top-notch, always friendly and will go out of the way to make sure you’re happy & taken care of.
When Simple closed its virtual doors… I was in a frenzy. I loved all their amazing features. Douugh seems to be the closest thing I found to be like Simple - improved. It is not recognized on Plaid to then be able to attach to my Venmo yet… but other than that it’s pretty user friendly! I’m still learning all the amazing features and thankful to have something as close to Simple as possible.
Douugh is required to collect specific information from you in order to verify your identity and ultimately set up a Checking Account for you. Douugh needs to comply with regulatory requirements from The Financial Crimes Enforcement Network to prevent fraud.
Please be assured that Douugh takes the security of your personal information very seriously. We use the latest encryption technology to keep your information safe.
Yes, Douugh is extremely safe and secure. We use state-of-the-art security measures. Your personal information is anonymized, encrypted, and securely stored.
All the funds in your account with Douugh are held by our partner bank, Choice Financial, Members FDIC. They’re insured to at least the FDIC maximum, which is currently $250,000.
Not exactly. We are a tech company, not a bank!
We are proud to say we are a technology company, pioneering a new business model focused on helping our customers live financially healthier lives, not getting them into more debt.
Our banking services and Douugh Mastercard® debit cards are provided by our amazing partner bank, Choice Financial Group. Choice is a member of the FDIC and insures your deposits up to at least $250,000.
At Douugh, we are changing your relationship with money for the better and helping you create healthier habits. Douugh shows you how you’re spending and where to cut back, making sure you’re always in control, living within your means, and saving for the future.
We're all about you (hence the extra 'U' in Douugh - corny right?). We want our community of awesome users to better themselves every week, month, and year - so you can live and enjoy the now and let us worry about the rest!