All you need to
spend smarter.

The bank account that helps you manage your everyday spending and bills like a pro.

Join Douugh

Putting you in control of your money.

Spending Jar

A checking account to manage your everyday spending.
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Bills Jar

A dedicated Jar to view, manage and pay all your expenses.
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Smart Alerts

Instant transaction alerts to keep you on track.
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Autopilot

Every payday we automatically organize your salary for you.
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Spend
smarter

Your money on Autopilot.

Spending smarter and keeping track of your spending is now easier than ever! Having your money organized and being in control will help you to reach your goals sooner.

Autopilot off

Automate

The tech to do it all for you.

If 2020 taught us anything, it’s to expect the unexpected. Autopilot automatically organizes your salary into your bills, everyday spending and savings goals. Rest easy knowing your financial future is in good hands.

Spending Jar

Spend wiser, save faster.

Spend with confidence thanks to your Spending Jar - a Jar for day to day life. Set spending limits, view transaction categories, and monitor how you’re tracking.

Bills Jar

Be in control of your bills.

Stay one step ahead with a Jar solely for your bills and subscriptions. View, manage and pay all your expenses from the one place - no more late fees, missed payments or accidentally digging into your savings.

Smart alerts

Smart money.

Reach your goals sooner by staying informed, motivated and in control of your spending. Get notified on income, transaction and spending activity.

Access to fee-free cash withdrawals at 37,000+ MoneyPass ATMs.

Spend with confidence everywhere Mastercard® Debit is accepted.

Connect to Apple Wallet, Google Pay, Samsung Pay, PayPal, and Venmo.

Your bank deposits are FDIC insured up to $250,000.*

Your money is safe and secure.

  • All deposits are insured up to $250,000 through our partner Choice Bank, Member FDIC. We use 256-bit AES encryption to ensure your money is always safe.

  • You can lock/unlock your card, report it lost or stolen and change your PIN all within the app.

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How do you like them apples?

This is how Douugh performs against the traditional banks.

Traditional Banks
Checking account with Apple Pay
Transaction alerts
Detailed spend analytics
Minimum opening deposit $0 $25 - $50¹
Automated money management
Savings & wealth jar
Saving goals
Separate account & virtual card to manage your bills
Advanced budgeting

What our members
say about us.

Don’t just take our word for it

Have any questions?

Why do you need my Social Security Number?

Douugh is required to collect specific information from you in order to verify your identity and ultimately set up a Checking Account for you. Douugh needs to comply with regulatory requirements from The Financial Crimes Enforcement Network to prevent fraud.

Please be assured that Douugh takes the security of your personal information very seriously. We use the latest encryption technology to keep your information safe.

Is Douugh safe?

Yes, Douugh is extremely safe and secure. We use state-of-the-art security measures. Your personal information is anonymized, encrypted, and securely stored.

All the funds in your account with Douugh are held by our partner bank, Choice Financial, Members FDIC. They’re insured to at least the FDIC maximum, which is currently $250,000.

Is Douugh a bank?

Not exactly. We are a tech company, not a bank!

We are proud to say we are a technology company, pioneering a new business model focused on helping our customers live financially healthier lives, not getting them into more debt.

Our banking services and Douugh Mastercard® debit cards are provided by our amazing partner bank, Choice Financial Group. Choice is a member of the FDIC and insures your deposits up to at least $250,000.

At Douugh, we are changing your relationship with money for the better and helping you create healthier habits. Douugh shows you how you’re spending and where to cut back, making sure you’re always in control, living within your means, and saving for the future.

We're all about you (hence the extra 'U' in Douugh - corny right?). We want our community of awesome users to better themselves every week, month, and year - so you can live and enjoy the now and let us worry about the rest!

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News & Guides

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News

Introducing instant account funding

News

Access Fee-Free ATMs

Money Management

Break the habit of living paycheck to paycheck