NO PURCHASE NECESSARY. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. OPEN TO LEGAL RESIDENTS OF THE FIFTY (50) UNITED STATES AND THE DISTRICT OF COLUMBIA WHO ARE EIGHTEEN (18) YEARS OF AGE (OR AGE OF MAJORITY IN THEIR STATE OF RESIDENCE) AND OLDER, WHO ARE PHYSICALLY LOCATED AND RESIDE IN THE UNITED STATES OR DISTRICT OF COLUMBIA. VOID IN PUERTO RICO AND WHERE PROHIBITED OR RESTRICTED BY LAW.
THE WINNER MUST EITHER HAVE A DOUUGH CHECKING ACCOUNT OR QUALIFY FOR A NEW DOUUGH CHECKING ACCOUNT. FOR IMPORTANT DETAILS, SEE BELOW.
SPONSOR: The Douugh 2021 Prize Draw (“Prize Draw”) is sponsored by Douugh Pty Ltd., PO Box 170 East Main Street Suite 1278, Patchogue NY 11772 (“Douugh” or “Sponsor”).
GENERAL: The Prize Draw is subject to these Official Rules and all applicable federal, state, and local laws. Entry into this Prize Draw constitutes your acceptance of these Official Rules. Limit one (1) automatic entry per entrant per month for the duration of the Prize Draw and one (1) AMOE entry per entrant per monthly drawing, other than the monthly drawing during which the entrant qualified for an automatic entry. A total of one (1) winner will be selected monthly from the start of the Prize Draw.
PRIZE DRAW PERIOD: This Prize Draw begins 01, July 2021 at 12.00 AM PT and ends 01, July 2022 at 11.59 PM PT (“Prize Draw Period”). All times appearing in these Official Rules are Pacific Time (PT). Sponsor’s database clock will be the official timekeeper for this Prize Draw.
ENTRY PERIOD: The Prize Draw Period will be divided into 12 (12) separate Entry Periods (each, an “Entry Period”) with each Entry Period lasting one calendar month (First Monday 12:00 AM of the month to the last Friday of the month 11:59 PM). The first Entry Period runs from Thursday, July 01, 2021 12:00 AM to Friday, July 01, 2021 11:59 PM. The final Entry Period runs from Friday, July 01, 2022 12:00 AM to Friday, July 29, 2022 11:59 PM.
MONTHLY DRAWING PERIOD: At the conclusion of each Entry Period there will be a monthly drawing period that will start at 12:00 AM Saturday and last for sixty-two (62) hours ending at 2:00 PM Monday (“Monthly Drawing Period”). During each Monthly Drawing Period, Sponsor will randomly select one (1) potential winner from among all eligible Entries originated from Automatic Entries and AMOE Entries (each defined below) during that Monthly Drawing Period. There will be twelve (12) separate, successive Monthly Drawing Periods. There will be one (1) winner per Monthly Drawing Period. The first Monthly Drawing Period runs from Thursday, July 01, 2021 12:00 AM to Friday, July 30, 2021 11:59 PM. The Final Monthly Drawing Period runs from Friday, July 01, 2022 12:00 AM to Friday, July 29, 2022 11:59 PM.
WINNER SELECTION & NOTIFICATION OF WINNING: The potential Monthly Drawing Period winner will be notified of their potential winning status at any point between 5-10 days, immediately following the Monthly Drawing Period.
ELIGIBILITY: Open to all legal U.S. residents, age 18 and over. By entering, each entrant confirms they are at least 18 years of age. Individuals employed by Douugh USA LLC. (“Sponsor”), or Choice Bank, and any other affiliated companies, subsidiaries, Douugh USA LLC business partners, or advertising and promotion agencies (collectively "Prize Draw Parties") at any time during the Prize Draw Period, and members of their immediate family (parent, child, sibling or spouse of any of the foregoing) or persons living in the same household (those living in the same household for at least 3 of 12 months preceding the Prize Draw Period), are not eligible.
HOW TO ENTER: There are two minimum ways to enter for eligible entrants (“Entrants”): One (1) automatic entry per qualifying Entrant during the Prize Draw Period (“Automatic Entry”); and one (1) Alternate Method of Entry (“AMOE”) per any Entrant during any Entry Period other than the one (1) Entry Period during which Entrant may qualify for an Automatic Entry.
If an entry is received by Sponsor after an Entry Period and/or the Prize Draw Period final Entry Period has ended, it will not be entered in the Prize Draw.
Entries do NOT carry over from one Entry Period to another.
Limit of one (1) Automatic Entry per Entrant during the entire Prize Draw Period
To qualify for an Automatic Entry, each prospective Entrant must:
- Have an open Douugh Checking Account;
- Within forty-five (45) days of opening a new Douugh Checking Account, it must receive a qualifying direct deposit (described more fully below) of $200.00 or more which posts during an Entry Period. For clarification, the Entry Period during which the entrant’s qualifying direct deposit (described more fully below) posts is considered the one (1) Entry Period for which there can be an Automatic Entry.
- And make five (5) successful purchases using your Douugh debit card or Apple Pay (described more fully below).
An Entrant can gain one additional entry per the below criteria to increase the chance of winning,
- Within forty-five (45) days of opening a new Douugh Checking Account, it must have had a minimum of three (3) Bills paid from the Bills Jar using the official Bills Jar virtual card,
- Within forty-five (45) days of opening a new Douugh Checking Account, it must have had a Saving Jars set up and have had a minimum deposit of $50 fund into the Jar,
- Within forty-five (45) days of opening a new Douugh Checking Account, the entrant must have activated their Rainy Day Jar and deposited a minimum of $50,
- And must have turned on Autopilot.
The qualifying direct deposit must be made by the new Douugh Member’s employer or payroll provider, in the form of an Automated Clearing House (ACH) direct deposit. Bank ACH transfers, Pay Friends transfers, verification or trial deposits from financial institutions, peer to peer transfers from services such as PayPal, Cash App, or Venmo, mobile check deposits, tax refunds (State and Federal), Economic Impact Payments, or similar State or Federal payments, and cash loads or deposits do not qualify for an Automatic Entry. A direct deposit posting before the beginning of the Prize Draw Period is not a qualifying direct deposit. Any Automatic Entry determined to have been created as a result of an individual closing a Douugh Checking Account and opening a new Douugh Checking Account, whether issued by the same bank or by a different bank, will be disqualified. Limit of one (1) Automatic Entry per entrant during the entire Prize Draw Period.
The qualifying successful purchases just equal five (5)and have been made using your Douugh debit card or Apple Pay in a calendar month. ATM transactions or transfers are not included.
Limit of one (1) AMOE per entrant during all Entry Periods other than the Entry Period during which the entrant may have qualified for an Automatic Entry.
To qualify for an AMOE, each prospective entrant without a Douugh Checking Account must:
If you do not have an active Douugh Checking Account, you may enter each Prize Draw by mailing a 3×5 card containing (i) the “Code” listed in Table A that corresponds with the applicable Monthly Prize Draw to which you are entering; (ii) your full legal first and last name; (iii) phone number; and (iv) email address to: Douugh USA LLC., PO Box 170 East Main Street Suite 1278, Patchogue NY 11772. Upon Administrator’s receipt of your 3×5 card, you will receive one (1) entry in the Prize Draw. You must send one (1) 3×5 card for each applicable Prize Draw you wish to enter. Limit: one (1) 3×5 card per entrant per applicable Prize Draw.
3×5 Card Entry Details: The Administrator will discard any 3×5 cards that (i) do not contain all required information described above or (ii) contain more information than is required by these Official Rules. Discarded 3×5 cards will not receive an entry. 3×5 cards for each applicable Prize Draw must be postmarked on or after the applicable Prize Draws' start date and before or on the applicable Prize Draws end date. All 3×5 cards for applicable Prize Draws must be received by the Administrator on or before the third business day that follows the applicable Prize Draws end date as listed in Table A below in order to be eligible.
HOW TO OPT-OUT: Any Douugh Member who wishes to opt-out of participation in the Prize Draw will be given the opportunity to do so by responding to an introductory email to be sent to all current Douugh Members prior to the beginning of the Prize Draw Period or can email firstname.lastname@example.org requesting to opt-out of the Prize Draw.
|Table A||Applicable Prize Draw Periods and Approximate Winner Selection Dates|
|Applicable Prize Draw||Prize Draw Starts||Prize Draw Ends||Winner Selection|
(on or about date)
|Prize Draw 1|
|July 01, 2021||July 30, 2021,|
|August 10, 2021|
|Prize Draw 2|
|August 02, 2021||August 31, 2021,|
|September 10, 2021|
|Prize Draw 3|
|September 01, 2021||September 30, 2021,|
|October 08, 2021|
|Prize Draw 4|
|October 01, 2021||October 29, 2021,|
|November 08, 2021|
|Prize Draw 5|
|December 01, 2021||December 31, 2021,|
|January 10, 2021|
|Prize Draw 6|
|January 03, 2021||January 31, 2021,|
|February 08, 2022|
|Prize Draw 7|
|February 01, 2022||February 28, 2022,|
|March 08, 2022|
|Prize Draw 8|
|March 01, 2022||March 31, 2022,|
|April 08, 2022|
|Prize Draw 9|
|April 01, 2022||April 29, 2022,|
|May 09, 2022|
|Prize Draw 10|
|May 01, 2022||May 31, 2022,|
|June 09, 2022|
|Prize Draw 11|
|June 01, 2021||June 30, 2021,|
|July 08, 2021|
|Prize Draw 12|
|July 01, 2021||July 29, 2021,|
|August 10, 202|
HOW TO WIN:
SELECTION OF WINNERS: At the end of each Monthly Drawing Period, Sponsor will randomly select one (1) potential winner from among all eligible Automatic and AMOE Entries received during each of the twelve (12) individual Entry Periods. The first Monthly Drawing Period ends on July 30, 2021 at 11:59 p.m. The twelfth and final Monthly Drawing period ends on July 29, 2022 at 11:59 p.m.
NOTIFICATION OF WINNING and CLAIMING PRIZE: After each Monthly Drawing Period has concluded, Sponsor will send an email message from email@example.com to each potential winner between 5 and 10 days after the draw (“Winner Notification”). Once the email message has been sent by the Sponsor, the potential winner has 24-hours to reply, i.e., the 24-hour deadline to reply and claim the prize begins the moment Sponsor sends the Winner Notification. If not a Douugh Member, the winner must reply within 24-hours of the Winner Notification being sent AND request and be approved for a new Douugh Checking Account during the same 24-hour period.
PRIZES: Twelve (12) winners will each receive: one (1) one-time deposit of $1,000.00 to their Douugh Checking Account. If a Douugh Member, i.e., a customer with an open Douugh Checking Account, the deposit to the verified winner’s Douugh Checking Account will occur within ten (10) business days of the end of the respective Winner Notification period; if not a Douugh Member when selected, the individual will have 24 hours from the time Douugh sends the Winner Notification to reply and request and be approved for a Douugh Checking Account. If approved, one (1) one-time deposit of $1,000.00 will be made to the verified winner’s new Douugh Checking Account within ten (10) business days of the end of the respective Winner Notification period. If the individual fails to respond or is not approved for a new Douugh Checking Account, the prize will be forfeited, and Sponsor will randomly select another potential winner. There is no monetary cost associated with requesting a Douugh Checking Account and the winner is under no obligation to keep the Douugh Checking Account open after the prize is deposited. Out-of-network cash withdrawal fees apply. The total Approximate Retail Value (ARV) of all available prizes in the Prize Draw Period is $12,000.00. The prize pool for each Entry Period is $1,000.00.
Important: To receive a prize, the winner must be a Douugh Checking Account holder (“Douugh Member”). If a potential winner is not a Douugh Member when selected, the winner must reply within 24-hours of the Winner Notification being sent AND request and be approved for a new Douugh Checking Account during the same 24-hour period. If the winner fails to respond or is not approved for a new Douugh Checking Account, the prize will be forfeited and Sponsor will randomly select another potential winner. The new potential winner is subject to the same Winner Notification timeline described under section 7. There is no cost to obtain a new Douugh Checking Account and the winner is under no obligation to keep the Douugh Checking Account open after the prize is deposited. Out-of-network cash withdrawal fees apply.
WINNER ELIGIBILITY REQUIREMENTS: Potential winners must meet the eligibility requirements set forth in these Official Rules in order to qualify for a prize. Furthermore, if the individual to whom Douugh sends a Winner Notification is not a Douugh Member when selected, the individual will have 24 hours from Douugh sending the Winner Notification to request and be approved for a Douugh Checking Account. Failure to respond within twenty-four (24) hours of Winner Notification being sent by Douugh may result in disqualification, forfeiture of the prize and an alternate potential winner may be selected. If a potential winner is found to be ineligible; failure to get approved for a Douugh Checking Account; is not in compliance with these Official Rules; declines to accept the prize; does not comply with Sponsor’s instructions or the prize is returned as undeliverable, the prize may be forfeited in Sponsor’s sole discretion. If a prize is forfeited, then the prize may be awarded to an alternate potential winner, selected in a random drawing from among all remaining eligible entries received during the corresponding Entry Period, as determined by the Sponsor in its sole discretion. The Sponsor shall not be held responsible for any delays in awarding the prize for any reason. Each prize will only be awarded to a verified winner. Verification of monthly potential winners will occur following the end of each Winner Notification period. Any unclaimed prizes will be awarded in a random drawing to be held as necessary. The prize will be awarded once the potential winner responds to the Sponsor with either the email address associated with their Douugh Checking Account or for non-Douugh Members, the email address to be used to request a new Douugh Checking Account.
Only prizes specified in the amounts indicated will be awarded. Prizes are non-transferable, with no cash redemption or equivalent. Sponsor reserves the right to substitute a prize or prize component of equal or greater value should a prize or any component of a prize become unavailable. Except as specifically provided herein, all applicable taxes and usage charges on prizes are the sole responsibility of the winner. Credits of $600 or more will be reported on Internal Revenue Service (IRS) tax form 1099-MISC. If required by law, the Sponsor or its agents shall require payment from the winner of taxes to be remitted to the appropriate taxing authorities. Sponsor expressly disclaims any responsibility or liability for injury or loss to any person or property relating to the delivery and/or subsequent use of prizes awarded. The Sponsor makes no representation or warranties concerning the appearance, safety, or performance of any prize awarded.
Upon deposit of the prize to the winner’s Douugh Checking Account, Sponsor will be deemed to have awarded the prize to the winner with the winner assuming full responsibility for the prize.
LIMITATIONS ON WINNING: In addition to the one (1) prize per Entrant limit during the entire Prize Draw Period, there is a one (1) prize per Entrant limit across all Douugh Prize Draw promotions conducted during July 01, 2021 to July 29, 2022 calendar year. Note: You are not a winner of any prize until you have been verified as a winner by the Sponsor.
ODDS OF WINNING: The odds of winning depend upon the number of eligible Automatic and AMOE Entries received during the Entry Period.
RIGHT OF PUBLICITY RELEASE: Except where prohibited by law, participation in the Prize Draw constitutes each Entrant’s consent to Sponsor’s and its agents’ use of Entrant’s name, likeness, photograph, voice, opinions and/or hometown, and statements made by or attributed to them, in perpetuity, in any and all media now known or hereafter developed (including, without limitation, print, broadcast and Internet), for all legitimate business purposes including advertising and promotional activities without additional compensation, further payment, and/or consideration.
MISCELLANEOUS CONDITIONS: All Entries become the property of the Sponsor and will not be returned. By participating, Entrants agree to abide by and be bound by these Official Rules, which shall be final and binding with respect to all issues relating to this Prize Draw. It is the Entrant’s responsibility to ensure compliance with all of the conditions contained in these Official Rules. Sponsor is not responsible for any lost, late, misdirected, stolen, illegible, incomplete entries, or for any computer, online, telephone or technical malfunctions that may occur. Prize Draw Parties are not responsible for any incorrect or inaccurate information, whether caused by Website users, any of the equipment or programming associated with or utilized in the Prize Draw, or any technical or human error, which may occur in the processing of submissions in the Prize Draw. Prize Draw Parties assume no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, entries. Prize Draw Parties are not responsible for any problems, failures or technical malfunction of any telephone network or lines, computer online systems, servers, providers, computer equipment, software, email, players or browsers, on account of technical problems or traffic congestion on the Internet, at any website, or on account of any combination of the foregoing. Prize Draw Parties are not responsible for any injury or damage to participants or to any computer related to or resulting from participating or downloading materials in this Prize Draw. Persons found tampering with or abusing any aspect of this Prize Draw, or whom the Sponsor believes to be causing malfunction, error, disruption or damage will be disqualified. CAUTION: ANY ATTEMPT BY AN ENTRANT OR ANY OTHER INDIVIDUAL TO DELIBERATELY DAMAGE ANY WEBSITE OR UNDERMINE THE LEGITIMATE OPERATION OF THE PRIZE DRAW MAY BE A VIOLATION OF CRIMINAL AND CIVIL LAWS. SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW. The Sponsor reserves the right to correct any typographical, printing, computer programming or operator errors.
If for any reason, the Prize Draw is not capable of running as planned, including infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes beyond the control of the Prize Draw Parties which corrupt or affect the administration, security, fairness, integrity or proper conduct of this Prize Draw, Sponsor reserves the right to cancel, modify, or suspend the Prize Draw or any element thereof (including, without limitation, these Official Rules) without notice in any manner and for any reason (including, without limitation, in the event of any unanticipated occurrence that is not fully addressed in these Official Rules). In the event of cancellation, modification, or suspension, Sponsor reserves the right to select winners in a random drawing from among all eligible, non-suspect entries received prior to the time of the event warranting such cancellation, modification, or suspension. Notice of such cancellation, modification, or suspension will be posted on the Website and/or Sponsor’s website at Sponsor’s discretion. Sponsor may prohibit any Entrant or potential entrant from participating in the Prize Draw if such Entrant or potential entrant shows a disregard for these Official Rules; acts with an intent to annoy, abuse, threaten or harass any other Entrant, Sponsor, or Sponsor’s agents or representatives; or behaves in any other disruptive manner (as determined by Sponsor in its sole discretion). The Sponsor reserves the right to modify these rules for clarification purposes without materially affecting the terms and conditions of the Prize Draw.
By participating in this Prize Draw, each Entrant agrees to release and hold harmless Prize Draw Parties and each of their respective parent companies, affiliates, subsidiaries, officers, directors, representatives, agents, and employees, from any and all liability whatsoever for any injuries, losses or damages of any kind arising from or in connection with, either directly or indirectly from: 1) the awarding, acceptance, receipt, possession, use and/or misuse of any prize awarded herein; or 2) participation in the Prize Draw or any prize-related activities.
ARBITRATION AND CHOICE OF LAW: Except where prohibited by law, as a condition of participating in this Prize Draw, Entrant agrees that (1) any and all disputes and causes of action arising out of or connected with this Prize Draw, or any prizes awarded, shall be resolved individually, without resort to any form of class action, and exclusively by final and binding arbitration under the rules of the American Arbitration Association (AAA) and held at the AAA regional office nearest the Entrant’s residence; (2) the Federal Arbitration Act shall govern the interpretation, enforcement, and all proceedings at such arbitration; and (3) judgment upon such arbitration award may be entered in any court having jurisdiction. Under no circumstances will Entrant be permitted to obtain awards for, and Entrant hereby waives all rights to claim, punitive, incidental or consequential damages, or any other damages, including attorneys’ fees, other than Entrant’s actual out-of-pocket expenses (i.e., costs associated with entering this Prize Draw), and Entrant further waives all rights to have damages multiplied or increased. All issues and questions concerning the construction, validity, interpretation, and enforceability of these Official Rules, or the rights and obligations of Entrants and Sponsor in connection with this Prize Draw, shall be governed by and construed in accordance with, the substantive laws of the State of California, USA without regard to California’s choice of law rules.
WINNERS LIST: To obtain an official list of the names of the winners, send a self-addressed stamped business-size envelope to: Douugh Prize Draw List, Douugh,170 East Main Street Suite 1278, Patchogue NY 11772. Requests must be received by July 29, 2022 at 11:59 PM.
OFFICIAL RULES: If you would like a copy of these Official Rules, please send a self-addressed stamped envelope to: Douugh Prize Draw Official Rules, 170 East Main Street Suite 1278, Patchogue NY 11772. Requests received after the close of the Prize Draw Period will not be honored.
©2021 Douugh Pty Ltd. All Rights Reserved.