We help you make savings a priority by supporting positive habits - from putting a set amount away regularly to having dedicated Jars for specific savings goals.
Easily put away money for your short-term savings goals.
Be prepared for the unexpected with emergency savings.
Use Stash, Spend, Bills & Invest Jars to help you budget & save.
Use Autopilot to make regular savings contributions.
Jars are completely separate from your checking account, stopping you from accidentally digging into your savings.
Saving for an emergency, paying off debt, buying a new pair of sneakers or planning a trip, Douugh is helping you get there with Stash Jars.
Douugh makes putting away money for an emergency a priority with our Rainy Day Jar, so you’re always ready for life’s curveballs. We’ll set up your Emergency Jar on day 1 and help you stash away $1,000 over time.
Budgeting doesn't have to be difficult. Split your cash into Spending, Saving, Bills, Emergency and Invest Jars in an instant every time cash comes in. Just set the split amounts and our automation divvies the funds without you having to lift a finger. Thanks Autopilot!
Access to fee-free cash withdrawals at 37,000+ MoneyPass ATMs.
Spend with confidence everywhere Mastercard® Debit is accepted.
Connect to Apple Wallet, Google Pay, Samsung Pay, PayPal, and Venmo.
Your bank deposits are FDIC insured up to $250,000.*
All deposits are insured up to $250,000 through our partner Choice Bank, Member FDIC. We use 256-bit AES encryption to ensure your money is always safe.
You can lock/unlock your card, report it lost or stolen and change your PIN all within the app.
This is how Douugh performs against the traditional banks.
|Checking account with Apple Pay & Google Pay|
|Detailed spend analytics|
|Minimum opening deposit||$25 - $50¹|
|Automated money management|
|Savings & Wealth Jars|
|Automated saving goals|
|Separate account & virtual card to manage your bills|
Don’t just take our word for it
Douugh helped me to figure out where I was going wrong in my spending habits. I've now managed to save up more this year than ever before.
Farid - New York
I love using Douugh, specifically the splurge account! Would recommend the app to anyone. The support is also great.
Jess - Chicago
I had a friend suggest the Douugh app who was absolutely raving about it. I have it a try and I was very pleasantly surprised. I loved the interface and the ability to see where all my money was at one time. I also enjoyed the different piggy banks that I could save at once.
My only complaint is that I didn’t find it sooner!
Ray - New York
The design/interface is super sleek and user friendly. Douugh has really enabled me to gain control of my finances with all of their amazing features. I love how I can automate my budgeting so I don't have to worry about diving my money up every time I get paid. Highly recommend!
Kevin - New York
I love the jar features! The ability to separate money in “jars” helps with more strategic saving goals. Having a jar specifically meant to track monthly bills and subscriptions is incredibly helpful! I also love the fact that the bills jar has its own account number and credit card for easier separation.
Christopher - San Antonio
All I can say is wow this is an awesome concept and applying for an account was easy as pie I love the bills jar and spending targets it is just like simple bank but upgraded I just they add a way to edit your address and offer a mail a check feature in the near future but other than that everything is perfect I can’t wait to start using my new debit card
Darth - Ohio
Douugh is required to collect specific information from you in order to verify your identity and ultimately set up a Checking Account for you. Douugh needs to comply with regulatory requirements from The Financial Crimes Enforcement Network to prevent fraud.
Please be assured that Douugh takes the security of your personal information very seriously. We use the latest encryption technology to keep your information safe.
Yes, Douugh is extremely safe and secure. We use state-of-the-art security measures. Your personal information is anonymized, encrypted, and securely stored.
All the funds in your account with Douugh are held by our partner bank, Choice Financial, Members FDIC. They’re insured to at least the FDIC maximum, which is currently $250,000.
Not exactly. We are a tech company, not a bank!
We are proud to say we are a technology company, pioneering a new business model focused on helping our customers live financially healthier lives, not getting them into more debt.
Our banking services and Douugh Mastercard® debit cards are provided by our amazing partner bank, Choice Financial Group. Choice is a member of the FDIC and insures your deposits up to at least $250,000.
At Douugh, we are changing your relationship with money for the better and helping you create healthier habits. Douugh shows you how you’re spending and where to cut back, making sure you’re always in control, living within your means, and saving for the future.
We're all about you (hence the extra 'U' in Douugh - corny right?). We want our community of awesome users to better themselves every week, month, and year - so you can live and enjoy the now and let us worry about the rest!
Here’s why having a Rainy Day Fund is so important!
How to Know When to Spend and When to Save - COVID edition!
Choosing the right budgeting plan for you