Organize & budget your cash.
Live within your limits to avoid overdraft and late fees, to help protect your credit score.
Live within your limits to avoid overdraft and late fees, to help protect your credit score.
A checking account to manage your everyday spending.
A dedicated Jar to view, manage and pay all your expenses.
Safely put money aside, no more accidentally spending your savings.
Every payday we automatically organize your cash for you.
Autopilot splits your money into your Bills, Savings & Invest Jars as soon as your pay arrives. So you're set up to win!
Spend with confidence every day thanks to your Spending Jar. View categories and set budgets to keep you on track.
Stay one step ahead with a dedicated Jar solely for your bills, subscriptions and rent. View, manage and pay all your expenses from the one place - no more late fees, missed payments or accidentally digging into your savings.
Reach your goals sooner by staying informed, motivated and in control of your spending. Get notified on income, transaction and spending activity.
Access to fee-free cash withdrawals at 37,000+ MoneyPass ATMs.
Spend with confidence everywhere Mastercard® Debit is accepted.
Connect to Apple Wallet, Google Pay, Samsung Pay, PayPal, and Venmo.
Your bank deposits are FDIC insured up to $250,000.*
All deposits are insured up to $250,000 through our partner Choice Bank, Member FDIC. We use 256-bit AES encryption to ensure your money is always safe.
You can lock/unlock your card, report it lost or stolen and change your PIN all within the app.
This is how Douugh performs against the traditional banks.
| Traditional Banks | ||
|---|---|---|
| Checking account with Apple Pay | ||
| Transaction alerts | ||
| Detailed spend analytics | ||
| Minimum opening deposit | $0 | $25 - $50¹ |
| Automated money management | ||
| Savings & Wealth Jar | ||
| Saving goals | ||
| Separate account & virtual card to manage your bills | ||
| Advanced budgeting |
Don’t just take our word for it
Douugh is required to collect specific information from you in order to verify your identity and ultimately set up a Checking Account for you. Douugh needs to comply with regulatory requirements from The Financial Crimes Enforcement Network to prevent fraud.
Please be assured that Douugh takes the security of your personal information very seriously. We use the latest encryption technology to keep your information safe.
Yes, Douugh is extremely safe and secure. We use state-of-the-art security measures. Your personal information is anonymized, encrypted, and securely stored.
All the funds in your account with Douugh are held by our partner bank, Choice Financial, Members FDIC. They’re insured to at least the FDIC maximum, which is currently $250,000.
Not exactly. We are a tech company, not a bank!
We are proud to say we are a technology company, pioneering a new business model focused on helping our customers live financially healthier lives, not getting them into more debt.
Our banking services and Douugh Mastercard® debit cards are provided by our amazing partner bank, Choice Financial Group. Choice is a member of the FDIC and insures your deposits up to at least $250,000.
At Douugh, we are changing your relationship with money for the better and helping you create healthier habits. Douugh shows you how you’re spending and where to cut back, making sure you’re always in control, living within your means, and saving for the future.
We're all about you (hence the extra 'U' in Douugh - corny right?). We want our community of awesome users to better themselves every week, month, and year - so you can live and enjoy the now and let us worry about the rest!
