Life's better with Portfolios
Don’t put all your eggs in one basket. The easiest way to diversify and invest your money.
It’s hard to know where and what to invest in.
Our pre-built Portfolios are packed with some of the biggest companies in the world, to help take away the difficulty of choosing.
Reduce your investment anxiety.
Our Portfolio risk profiles range from low to aggressive. So you can feel good about investing the way that best suits you.
Diversify? Spread your eggs.
Portfolios let you instantly invest in hundreds of different asset types, industries and companies, in a single investment.
A range of Portfolios to suit you.
One investment, hundreds of assets. Pick your comfort zone.
Core Portfolios give you instant exposure to a huge range of world-changing companies you know and love. Managed by the experienced market giants BlackRock.
Steady
A portfolio for those who prefer a little more stability when they invest.
4.10% p.a
Annualised performance since inception
11/04/2008-31/03/2024
Fund risk profile: Low
Lift
For those who like a more balanced level of risk versus reward.
5.72% p.a
Annualised performance since inception
11/04/2008-31/03/2024
Fund risk profile: Moderate
Growth
For someone comfortable with more risk with the potential of bigger returns.
9.49% p.a
Annualised performance since inception
11/04/2008-31/03/2024
Fund risk profile: Aggressive
Sustainable Portfolios give you instant exposure to a huge range of world-changing companies. Managed by BlackRock with a Sustainability focus, this one simple fund looks to offer similar risks and returns to Core portfolios.
Eco
A sustainable portfolio for those who prefer a little more stability.
1.34% p.a
Annualised performance since inception
12/06/2020-30/04/2024
Fund risk profile: Conservative
Renew
For those who like a more balanced level of risk vs reward with sustainability.
5.86% p.a
Annualised performance since inception
12/06/2020-30/04/2024
Fund risk profile: Moderate
Thrive
Eco investors comfortable with more risk with the potential of bigger returns.
8.86% p.a
Annualised performance since inception
12/06/2020-30/04/2024
Fund risk profile: Aggressive
Boost your investments with Stockback.
Earn up to 4% Stockback rewards with Douugh that’s automatically paid into your Portfolio. The only rewards that can grow on their own.
Managed by experts
Blackrock is now the world's largest asset manager and is the leading issuer of ETFs through iShares. Drivewealth is a global award-winning fintech innovator.
Simple, low fees
Build winning money habits with low monthly fees so you can invest more for your future.
How we compare
| Spaceship | Raiz | Pearler | ||
|---|---|---|---|---|
| Monthly Fee | For account balances US$50 or more: $3.99 fee | For account balances $100 or more: $2.00 fee | For account balances under $15k: $3.50 fee | For account balances $100 or more: $2.30 fee |
| Management Fee | nil | 0.15%-0.50% pa of the net asset value of the fund | 0.275% per annum fee on balances over $15k | 0.03% - 0.99% per annum of the net trust value of the Fund |
Data valid as of 03/07/2023
0.03% - 0.99% per annum
Start your journey
to financial freedom
Safe and secure
You're in safe hands, SIPC protected and managed by the largest fund manager in the world.
Designed for your protection
Your Investments are protected up to US$500,000 under Securities Investor Protection Corporation (SIPC) scheme.
It's all yours
All your investments are held in your name (yes, even fractional investments) and are expertly managed by the worlds largest fund manager, BlackRock.
Peace of mind
Our systems are designed with your protection in mind. Using state-of-the-art data encryption and in-app biometric security for all your transactions.
What our members say.
Watch and learn your way to financial independence.
Learn Investing
Your questions answered.
What are Portfolios
Portfolios are a collection of shares we select and offer you via the app, independently managed by Blackrock.
Portfolios are investments independently managed by the world’s largest fund manager - Blackrock. Each portfolio comprises hundreds of different shares and ETFs, meaning you’ve got near-instant access to a diverse portfolio of global brands.
These portfolios are ‘multi-asset’, meaning Blackrock gives you different levels of exposure to different assets, depending on your risk appetite.
Through Blackrock, we offer six total portfolios for you to choose from, three Core and three Sustainable. Core and Sustainable each have a corresponding portfolio for conservative, moderate and aggressive risk appetites.
If you’d like more information on risk appetites, read What is a Fund Risk Profile?
Otherwise, head to How do I choose a Portfolio? to find out what they’re made of.
How do i choose a Portfolio
This one’s up to you! We don’t provide any advice when choosing a portfolio, but we do provide you with information about each one in-app.
Most importantly - we have substantial information about portfolios in the Douugh Academy; check it out! You can read, watch and learn your way to investing.
In the app, you’ll find the portfolio's past performance averaged since its inception. Remember, this is its past performance and not necessarily an indicator of how it will perform in the future.
You’ll see this when you swipe up on each portfolio. You’ll notice a pie chart that indicates what each portfolio is made up of, as well as links with further info.
Here are a couple of things to consider;
How much am I willing to invest regularly?
What portfolio fits my strategy best?
How much am I willing to risk?
Make sure you’ve thoroughly researched and considered your circumstances before making your choice.
How are portfolio investment strategies determined?
Portfolios are carefully selected by us and presented based on their past performance to you in the app. The Portfolios are independently managed by the world's largest fund manager, Blackrock.
A portfolio comprises hundreds of Shares and ETFs, giving you almost instant access to a diversified investment portfolio of global brands.
Our portfolios are ‘multi asset’. This means that Blackrock gives you exposure to different assets, depending on how much risk you want to be exposed to.
You’ll find detailed information about past performance, the composition of your portfolio and the prospectus when you swipe up on each Portfolio.
Do I own my Portfolio
Yes, you do!
Just like owning a share, you’ll be paid dividends (as applicable), and you’ll have a say in its direction when called to vote. All your holdings and cash are registered in your name in a segregated account and are insured for up to $US 500,000 under SIPC insurance.
For more information on shares take a look at Do I own my shares?
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