Take control of your money, all in the one place.

Make financial freedom your reality with the new way to spend & invest to build long-term wealth. 

Spot Jar

Didn’t budget for that? We’ll Spot you.

Borrow up to $2k on demand for a fixed $9.99 fee per Spot. Repay in 4x weekly instalments, with no interest or late fees. Don't get trapped in a debt cycle.


Cashback is good. Stockback™ is better.

Invest as you spend. Earn up to 4% Stockback™ in your investment portfolio when you repay a Spot on time and in full!

US Portfolios

Newbie or a pro? Grow your money with a Portfolio.

Investing that’s responsible, impact-driven and easy. You don’t need thousands, start from as little as $1!

Instantly diversified

One investment, hundreds of assets.

Do good, feel good

Sustainable options to match your values.


Invest on the regular to grow your wealth.

US Shares

Invest in companies you know & love!

Expand your investing horizons with US Shares and get access to the world's biggest and best companies. 


Invest regularly, one habit you’ll enjoy.

Curate an investing plan that’s right for you with Autopilot. Auto-invest while you’re at the beach, the bar or even asleep!


Get a breakdown of your finances

Visualise how you're tracking with a holistic snapshot of your financial position in one easy to read dashboard.

Pay Now (Coming Soon)

The perfect companion for everyday spending.

Make money on your everyday purchases. The only card that turns your rewards into investments, no matter how you pay.

Person running on empty road

Start your journey to financial independence

Join Douugh

You're in safe hands

No risky business

We don't take part in any risky investment or lending activities with customers' money.

Your money is protected

Your money is held in a segregated account by a bank that is licensed in Australia.

Peace of mind

Our systems are designed with your protection in mind. Using state-of-the-art data encryption and in-app biometric security for all your transactions.

What our members say.

  • Happy with the app and its features! Good for beginners to experienced investor’s.

    Sdub361 - Australia

  • Extremely Easy to Setup, Navigation around the App a breeze. Eager to start using the AutoPilot feature. Highly Recommended.

    Peter - Australia

  • Finally, something that has been thought out.

    Jetwreck - Australia

  • Easy and simple to use.

    bm0101 - Australia

  • Really like this app for the inexperienced trader - definitely hits the spot for money growth with zero effort.

    Chris - Australia

  • The app looks good, works well and has some helpful advice on it. I can’t wait for more investment options like, Australian shares/ crypto, they should be along soon I’ve been told. It’s a good start and a thumbs up from me.

    Paulsalfie - Australia

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to financial independence