Make money as you spend it

Meet the only card that lets you Pay Now or Pay Later and earn Stockback™ rewards.

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Rethink the way you spend your money.

Forget Cashback! Use our Stockback™ rewards to start your investing journey and build wealth.

Spending you can feel good about.

Grow your investment Portfolio with up to 4% Stockback™ on card purchases. Now that’s automated growth!

Caught short? We’ve got you covered!

Stress less and Pay Later with Spot. Borrow up to $2k on demand for a fixed $9.99 fee per Spot. Repay in 4x weekly instalments, with no interest or late fees. Don't get trapped in a debt cycle.

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We have your back!

Your money is protected

Your money is held in a segregated account by a licensed bank in Australia.

No risky business

We don't take part in any risky investment or lending activities with customers' money.

Bank-Level Security

We work with Basiq, also used by afterpay and Wisr. SSL and 256-bit encryption are used to protect your information.

Start your journey to financial independence

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In the spirit of reconciliation, Douugh respectfully acknowledges the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples today. Our head office is located on the land of the Gadigal people, of the Eora nation.

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The Douugh Spot Jar product is issued by 1derful Pty Ltd. The Douugh Spend Jar account is distributed by 1derful Pty Ltd. The Douugh Mastercard® is issued by 1derful Pty Ltd, pursuant to a license from Mastercard® Asia Pacific and may be used anywhere Mastercard® is accepted.

Investing involves risk. You aren't guaranteed to make money, and you might lose the money you start with. Douugh Australia Pty Ltd ABN 76 617 000 138 operates under Douugh Australia Pty Ltd AFS License No. 500063. Although we endeavour to ensure the accuracy of information we provide, we do not accept responsibility of liability for any errors or from any loss from its use. Any information provided is general advice only and has been prepared without considering your objectives, financial situation or needs. We don't provide personalised advice or recommendations. Before making any investment decision you should consider whether it is appropriate for your situation and seek appropriate taxation and legal advice. For more details, see our FSG, Terms of Service and other disclosures.

Additionally, information contained in charts and tables herein are illustrative only. Past performance figures are based on information provided by third parties and may not be accurate. Past performance is not indicative of future performance. This information does not suggest or imply and should not be construed, in any manner, a guarantee of future performance, investment advice or an investing strategy.

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