Caught between a rock and a hard place?
For times when you need a helping hand, smooth your cash flow with a Spot Advance!
Get a cash advance on demand
Spot up to $5001 paid instantly into your bank account. Repay in 4x weekly instalments for a fixed $1.99 fee per repayment.
Can’t make it to payday?
We've got you covered. Whether you're a few days from payday, get shocked by an unexpected expense or want to buy those new shoes.
Earn up to 4% in stock on every purchase with Stockback™
We’re all about rewarding you - even when you need a helping hand. Score a bonus 4%2 Stockback™ on your Spot Advance when it’s repaid in full.
Who can use Spot?
We’d love to offer this to everyone, but we can only help if you meet the below criteria:
You must earn over $300 a week after tax. Centrelink payments cannot make up more than 50% of this amount.
You must be paid regularly - weekly, fortnightly or monthly.
Your salary must be deposited into a bank account that is linked to your Douugh account (we sort out the linking bit for you).
You pass our financial assessment (including your income and spending behaviour).
