Scan the QR code to download the Douugh app on your device or use the links below.
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Take control of your money and start building long-term wealth on autopilot.
Instantly invest from your Douugh bank account.
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No more late fees, missed payments or digging into your savings. You can seperate your bills into their very own account.
Effortlessly save by rounding up every card purchase to the nearest dollar. You can save and spend simultaneously!
Autopilot will do the hard work for you! Simply turn it on, assign your budget and your money will be organized automatically.
Invest in managed portfolios from $1 with no brokerage fees. You can grow your investing portfolio over time, the easy way!
Your dedicated Jars help you put aside cash for whatever you're saving for, helping you to create good savings habits.
Our public website and mobile app (collectively referred to as 'digital services') are designed for use within the United States (‘U.S.’). Our digital services are not intended for use by any person outside of the U.S..
Unless specifically stated in the message you have received or otherwise indicated, you may not duplicate, redistribute or forward the message or any portion thereof, including any attachments, by any means to any other person.
Unless otherwise specifically indicated, the contents of any electronic communication (including e-mail, text messaging, etc.) and its attachments are for informational purposes only, and should not be regarded as an offer or solicitation to buy or sell a product or service. Douugh does not waive any intellectual property rights in any electronic communication.
For visitors located outside of the U.S. - Our digital services are not specifically directed at individuals located in the European Union.
Pulse gives you a realtime read on your financial fitness. Visualize how you're tracking with a holistic snapshot of all of your finances in one easy to read dashboard.
Create winning habits by automating your deposits and investments into your chosen Portfolio & Shares.
Whether you stash your cash for tomorrow or grow it with your future in mind. We make savings a priority every payday to help you set in place good habits. Budgeting has never been easier.
Automate
Automate your savings with Autopilot. We’ve created technology which will optimise your savings around the clock. Every payday money comes in, Autopilot then splits your money out across your Jars. Let our technology do the hard work for you!
Stash Jars
Set up individual Stash or Invest Jars for different financial goals and set aside money every payday into those jars and track your progress.
Jars are completely separate from your checking account. Stopping you from digging into your savings!
Savings tracker
Reaching your savings goals is important to us. Jars lets you set a target of how much you want to save and by when.
Rainy Day Jar
If 2020 taught us anything, it’s to expect the unexpected. Douugh makes putting money away for an emergency a priority, so you’re always ready for life’s curveballs.
We’ll set up your Emergency Jar on day 1, with a built-in goal to help you stash away $1,000. Helping you to get ahead!
Autopilot is the heart of Douugh, allowing you to worry less about money and keep doing you.
Switch on Autopilot to instantly manage your budget the moment money enters your account - covering your bills, adding to your savings, and even growing your investments. Leaving you with a healthy remaining balance to live your life.
Whether money is transferred into your account via direct deposit or through services such as Venmo, PayPal, or CashApp - you can leave it to Autopilot to keep you on track.
Simply choose how much money you want to go towards your Bills, Stash and Grow Jars then Autopilot will automatically do the budgeting as soon as the money arrives.
Set individual budgets for multiple income types - Autopilot can even detect previous deposits in your account for you to assign budgets to.
Now that’s smarter banking.
Effortlessly save by rounding up every card purchase to the nearest dollar.
Autopilot’s features are designed to do all the boring work of budgeting for you. So you can spend confidently, save smarter, and invest easier - without needing to think about it.
Autopilot is at the epicenter of living a financially healthier and less stressful life! It automatically manages and grows your money around the clock.
Core Portfolios give you instant exposure to a huge range of world-changing companies you know and love. Managed by the experienced market giants BlackRock.
A portfolio for those who prefer a little more stability when they invest.
4.45% p.a
Annualised performance since inception 11/04/2008-31/05/2023
Fund risk profile: Low
For those who like a more balanced level of risk versus reward.
7.05% p.a
Fund risk profile: Moderate
For someone comfortable with more risk with the potential of bigger returns.
8.80% p.a
Fund risk profile: Aggressive
Sustainable Portfolios give you instant exposure to a huge range of world-changing companies. Managed by BlackRock with a Sustainability focus, this one simple fund looks to offer similar risks and returns to Core portfolios.
A sustainable portfolio for those who prefer a little more stability.
0.18% p.a
Annualised performance since inception 12/06/2020-31/05/2023
Fund risk profile: Conservative
For those who like a more balanced level of risk vs reward with sustainability.
4.26% p.a
Eco investors comfortable with more risk with the potential of bigger returns.
6.95% p.a
Equity: 80%
Bonds: 19%
Cash: 1%
Equity: 30%
Bonds: 69%
Equity: 60%
Bonds: 39%
Douugh Investment Return: 42.61
S&P Comparision Rate: 33.59
Douugh Investment Return: 19.2
S&P Comparision Rate: 12.41
Douugh Investment Return: 33.04
S&P Comparision Rate: 16.49
Douugh Investment Return: 1.1227
S&P Comparision Rate: 1.06
Douugh Investment Return: 2
S&P Comparision Rate: 1
Douugh Investment Return: 17.82
S&P Comparision Rate: 9.46
Douugh Investment Return: 1.0704
Bank comparision: 1.0704
Douugh Investment Return: 1.0542
Bank comparision: 1.0542
Douugh Investment Return: 1.0628
Bank comparision: 1.0628
Bank comparision: 1.1227
Douugh Investment Return: 1.0653
Bank comparision: 1.0653
Douugh Investment Return: 1.1006
Bank comparision: 1.1006
Insight reports are your key to living financially healthier. We take the spending, payments, bills, and everything in between to show you key areas where your financial fitness can improve! Just like physical fitness, this might mean skipping that take-out this week.
There are two types of insight reports available to you, weekly and monthly reports.
Weekly reports generate every 7 days, this means if you opened your account on Tuesday the 1st, your first report will be available 7 days after, on the 8th.
Monthly reports are generated on the 1st of every month, regardless of when you open your account.We do not currently have the capability to change the dates these reports are generated.
You can access your insight reports from the Pulse section of the Douugh app. Just click on Pulse on the bottom tab bar, and your latest weekly or monthly insights will appear at the top above your connected accounts.
If you have recently signed up with Douugh, fear not! Your report will generate in due time, so get spending that Douugh.
Transfer money into your Douugh account
Switch on Autopilot in seconds
Sit back and let autopilot take the wheel
Don’t just take our word for it
Douugh helped me to figure out where I was going wrong in my spending habits. I've now managed to save up more this year than ever before.
Farid - New York
I love using Douugh, specifically the splurge account! Would recommend the app to anyone. The support is also great.
Jess - Chicago
I had a friend suggest the Douugh app who was absolutely raving about it. I have it a try and I was very pleasantly surprised. I loved the interface and the ability to see where all my money was at one time. I also enjoyed the different piggy banks that I could save at once.
My only complaint is that I didn’t find it sooner!
Ray - New York
The design/interface is super sleek and user friendly. Douugh has really enabled me to gain control of my finances with all of their amazing features. I love how I can automate my budgeting so I don't have to worry about diving my money up every time I get paid. Highly recommend!
Kevin - New York
I love the jar features! The ability to separate money in “jars” helps with more strategic saving goals. Having a jar specifically meant to track monthly bills and subscriptions is incredibly helpful! I also love the fact that the bills jar has its own account number and credit card for easier separation.
Christopher - San Antonio
All I can say is wow this is an awesome concept and applying for an account was easy as pie I love the bills jar and spending targets it is just like simple bank but upgraded I just they add a way to edit your address and offer a mail a check feature in the near future but other than that everything is perfect I can’t wait to start using my new debit card
Darth - Ohio
2 mins | Beginnner
3 mins | Beginnner
4 | Beginnner
Yes connecting your account through Douugh is safe and something we take extremely seriously.
We partner with Zepto and Basiq to ensure that your account information is encrypted securely. Additionally, we do not store login information and are always transparent about the data we view.
For further information, check out our Privacy Policy.
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It doesn’t have to be completed, so we’ve made it easy!
Add some cash to your wallet, so you can make you first investment.
It’s your choice! Choose from 6 Portfolios or search through our universe of shares.
Let us auto-invest for you so you’re wealth is always growing.
Your bank deposits are FDIC insured up to $250,000.*
Pay with confidence everywhere Mastercard® Debit is accepted.
A separate virtual card just for paying your bills.
This is how Douugh performs against the traditional banks.
Do all your banking, budgeting, saving and investing from Douugh's financial super app. Improving your money habits has never been easier.
Join the waitlist today and we’ll email you as soon as we launch.
Our mission is to make people feel confident and happy about their money, so everyone can live a financially healthier and more rewarding life.
In the spirit of reconciliation, Douugh respectfully acknowledges the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples today. Our head office is located on the land of the Gadigal people, of the Eora nation.
Copyright © 2025 Douugh Australia Pty Ltd
The Douugh Spot product is issued by INMO Capital Pty Ltd. The Douugh Spend Jar account and Mastercard® is issued by Stakk Technologies Pty Ltd, pursuant to a license from Mastercard® Asia Pacific and may be used anywhere Mastercard® is accepted.
Investing involves risk. You aren't guaranteed to make money, and you might lose the money you start with. Douugh Australia Pty Ltd ABN 76 617 000 138 operates under Douugh Australia Pty Ltd AFS License No. 500063. Although we endeavour to ensure the accuracy of information we provide, we do not accept responsibility of liability for any errors or from any loss from its use. Any information provided is general advice only and has been prepared without considering your objectives, financial situation or needs. We don't provide personalised advice or recommendations. Before making any investment decision you should consider whether it is appropriate for your situation and seek appropriate taxation and legal advice. For more details, see our FSG, Terms of Service and other disclosures.
Additionally, information contained in charts and tables herein are illustrative only. Past performance figures are based on information provided by third parties and may not be accurate. Past performance is not indicative of future performance. This information does not suggest or imply and should not be construed, in any manner, a guarantee of future performance, investment advice or an investing strategy.
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